Mortgage Update: Jumbos Remain Elusive

At a time when some mortgage products are showing signs of life, jumbo mortgages are hard to get and expensive, making it difficult for many would-be move-up buyers to take action. What to do? Since the credit crunch hit about two years ago, many lenders have all but abandoned jumbos, which are too big for secondary mortgage market companies Fannie Mae and Freddie Mac to buy for packaging into securities and outside the limit of FHA. Yet with their reluctance, lenders are leaving money on the table, say analysts and professionals in the lending community.   A study by the … Continue reading Mortgage Update: Jumbos Remain Elusive

9 Ways to Get Glowing Online Reviews

Whether you like them or not, online rating Web sites are a reality for today’s real estate professionals. Those sites, in addition to Facebook and other social media outlets, create a powerful tool for spreading the word about you and your services. But to do it right, you need your customers’ help.     The advent of social media has brought on the era of the educated real estate consumer. These days, customers go online not only to look at property listings, but also to research your experience, qualifications, and attitude. If you handle it right, the trend could present … Continue reading 9 Ways to Get Glowing Online Reviews

Ce probleme are sistemul GPS

Un raport dat publicitatii de U.S. Government Accountability Office semnaleaza pericolul ca in 2010 sistemul Navstar GPS sa nu mai poata functiona la parametri normali datorita ritmului lent de inlocuire a satelitilor. Succesul unei tehnologii vine in trei trepte. Prima este trecuta atunci cand oamenii inceteaza sa o priveasca din perspectiva tehnica. Nu ne mai intereseaza cum functioneaza sistemul de televiziune, ne intereseaza doar utilitatea sa. A doua treapta este ubicuitatea. Dar succesul este deplin atunci cand tehnologia intra in sfera implicitului si devine invizibila. De exemplu, Flash. Probabil ca fiecare computer din lume este echipat cu un Flash Player, … Continue reading Ce probleme are sistemul GPS

One Good Reason To Retire To Honduras

“Here’s a reason to retire to Honduras,” writes Correspondent Michael Paladin: “No one over age 65 can be sent to prison…not for anything. “Here’s another: Obtaining retirement residency is a straightforward matter. Show proof of US$600 a month in income to qualify for the pensionista visa or US$1,000 a month in income to qualify for the rentista visa. “And here are some more: As a foreign retiree resident, you can own real estate free and clear; purchase up to a maximum of three-quarters of an acre, or 3,000 meters, of land; import a car and appliances duty-free; and live very … Continue reading One Good Reason To Retire To Honduras

Nicaragua … why not?

“Kathleen, you write much about Nicaragua as a possibility for retirement,” writes reader David M. from the United States. “I am in agreement for the most part. However, as opposed to Panama, about which you are very frank concerning the downsides, I have not read anything about the problems in Nicaragua. “Most prominent in my mind is the shortage of electricity. The country’s electrical system is a mess. Before the Sandinistas came to power, the electrical system was sold to a Spanish transnational. The last time I was in the country, there were random blackouts, unannounced and sometimes lasting many … Continue reading Nicaragua … why not?

Your Dream Country Home In Italy…From 11,000 Euro

It’s a common dream: Find a tumbledown farmhouse in Italy and renovate it into a dream country home. In some regions of Italy, Abruzzo, for example, the cost can be as tempting as the romantic notion. You can find stone house ruins in this part of the country for US$50,000 and less….sometimes much less. But then what? Unless your plan is to relocate straightaway and to live nearby…you’re faced with the challenges of a long-distance renovation. And, even if you are ready to up-sticks and camp out near your renovation project…are you prepared to become a general contractor overseeing a … Continue reading Your Dream Country Home In Italy…From 11,000 Euro

Best Places To Grow Old

These 10 counties offer retirees comfort and opportunity, but also financial peace of mind. Ed Coghlan’s story is the same as so many others: Over the last year, the North Hills, Calif., owner of a corporate communications firm has seen his retirement accounts dwindle from the low seven figures to the mid-six figures. While Coghlan, 59, isn’t destitute, that decrease does mean that he’ll have to work longer than he expected. “I planned on retiring at 65,” he says. “Now I expect to be working until my 70s.” Coghlan’s not alone. The baby boomers–defined by the Census as those born … Continue reading Best Places To Grow Old

“This Was A 10! Great Event. Awesome Job By The Live and Invest Overseas Team!”

  World’s Top Three Retirement Havens PLUS: World’s Most User-Friendly Expat Haven…Expat Life In KL, City Of Contrasts…No Place Is Perfect…Can You Borrow To Buy Overseas?… “This Was A 10! Great Event. Awesome Job By The Live and Invest Overseas Team!” We missed you in Panama City for our Live & Invest in Panama Conference, but here’s your second chance to access all the insider and expert insights and information shared over the five intense days of this event. This is everything you need to know to plan for a new life, your retirement, a real estate investment, or a … Continue reading “This Was A 10! Great Event. Awesome Job By The Live and Invest Overseas Team!”

Life In KL, City Of Contrasts

“I wander through the jungle on narrow paths,” writes Correspondent Wendy Justice, “enjoying the thousand shades of green. Monkeys chatter nearby, making themselves heard over the ever-present hum of a billion insects. “The trail meanders down the hill, revealing hardwood trees with elaborate roots and rock-hard trunks. As I reach the end, I turn to the right and continue walking. Not 15 minutes later, I step into the air conditioning of the world’s tallest twin towers. “What other city offers the startling contrasts so common in Kuala Lumpur, Malaysia’s capital? The ultra-modern city center, with dozens of skyscrapers, overlooks Kampung … Continue reading Life In KL, City Of Contrasts

Entrepreneurial Instincts

I was talking with a friend last night about a billionaire entrepreneur who started two companies. He sold his first one for $600 million. He sold the other for $750 million. That’s no coincidence. So called “serial entrepreneurs” have some common entrepreneurial instincts that set them apart from the average business owner. These entrepreneurs assess business opportunities with a natural instinct. Here are just two of these instincts (they’re closer to sicknesses, really!). Compare yourself; do you possess them?: The Due-Diligence Instinct: Natural, instinctive entrepreneurs have an innate tendency to assess businesses constantly. As customers or observers they’ll run random … Continue reading Entrepreneurial Instincts

The best and realistic way for large property developers to survive this financial crisis

I received this article through Linked In and it is a new approach to me. What do you think about this? ·A practical help to decision makers. Currently in Asia, Dubai, Europe, or other places in the world, it is a pity to see that a lot of real estate companies have stopped their important projects or even face bankruptcy because of the difficulty in financing. Here I want to share with the large real estate developers and conglomerates about how to use a best and realistic method to succeed in financing and then survive this crisis. I call this … Continue reading The best and realistic way for large property developers to survive this financial crisis

EA Sports Active vs. Wii Fit: Which is the biggest loser?

As one of the most successful video games over the past decade, Wii Fit is a genuine phenomenon. Now the sports game experts at EA have released their own fitness title, EA Sports Active: Personal Trainer, which boasts a greater focus on cardiovascular training and traditional workouts. We spent a weekend with the new game, but what does it offer for Wii Fit fans? The chief difference you’ll see is that EA Sports Active doesn’t include anything comparable to the balance and yoga games in Wii Fit. You’re here to get moving, increase your heart rate, and burn calories. The … Continue reading EA Sports Active vs. Wii Fit: Which is the biggest loser?